HDFC Bank on Saturday posted a marginal 5 per cent increase in its standalone profit at Rs 16,821 crore in the second quarter ended September 2024.
The country's biggest private sector lender had earned a net profit of Rs 15,976 crore in the same quarter a year ago.
Total income increased to Rs 85,500 crore during the quarter under review against Rs 78,406 crore in the same period last year, HDFC Bank said in a regulatory filing.
31 October 2025
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The bank reported interest income of Rs 74,017 crore during the quarter compared to Rs 67,698 crore in the same period a year ago.
Net Interest Income (NII) improved to Rs 30,110 crore, from Rs 27,390 crore in the second quarter of previous year, registering a 10 per cent growth.
As regards asset quality, the bank witnessed slight deterioration with gross Non-Performing Assets (NPAs) rising to 1.36 per cent of the gross loans by the end of September 2024 from 1.34 per cent a year ago.
Similarly, net NPAs or bad loans rose to 0.41 per cent from 0.35 per cent at the end of the second quarter of the previous fiscal.
On a consolidated basis, the bank logged a growth of 6 per cent in net profit to Rs 17,826 crore as against Rs Rs 16,811 crore in Q2FY24.
