ICICI Bank, on January 25, reported 15% rise in standalone net profit at Rs 11,792 crore for the third quarter ended December 2024.
The second-largest private sector lender had earned a net profit of Rs 10,272 crore in the same quarter a year ago.
Total income increased to Rs 48,368 crore from Rs 42,792 crore in the same period a year ago, ICICI Bank said in a regulatory filing.
31 October 2025
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Interest income increased to Rs 41,300 crore during the quarter under review as compared to Rs 36,695 crore in the year-ago period.
On the asset quality front, the bank's gross non-performing assets ratio improved to 1.96% as against 2.3% a year ago.
Similarly, net NPAs, or bad loans, came down to 0.42 per cent from 0.44% at the end of the third quarter last fiscal year.
However, the overall provisions, excluding tax increased to Rs 1,227 crore during the quarter from Rs 1,049 crore a year ago.
Provision coverage ratio on non-performing loans was 78.2% as on December 31, 2024.
Capital Adequacy Ratio rose to 14.71% from 14.61% at the end of the third quarter of the previous financial year.
