Prudent and analytical are perhaps the best words to describe the decision-making approach of Invesco’s Amit Ganatra. Take for instance how he chose his stream of education. Even at the young age of 16, Ganatra was aware of his modest family background, and the need for him to start earning early. While he had scored well enough to get into the Science stream, he observed that pursuing it meant a huge upfront investment. “Plus, the results — in terms of earning potential — are back ended. Whereas in CA, the upfront investment for it was less and, hence, I completed it along with my B.Com in 2002,” says Ganatra.