OB: Kaizad, the overall funding environment seems to be lot more conducive, but are companies keen to invest?
Kaizad Bharucha, ED, HDFC Bank: Honestly, there aren’t too many companies looking at major capital investments as they are already sitting on adequate capacity. There could be investments going into de-bottlenecking, but frankly there aren’t any billion dollar projects on the table which can be seen as triggering credit demand. How to bring down costs and use working capital more efficiently is what most companies are now focused on. But a larger stimulus for industry could act as a trigger for some serious capex.