‘All is well’ seems to the message coming from India’s rich boroughs. What else explains the 17% jump in the number of high net-worth households to 137,100 in FY15, with their combined net worth swelling to Rs.128 trillion? The HNI cult is not just an urban phenomenon: as per Kotak Wealth Management’s Top of the Pyramid 2015 report, 44% of the country’s super rich reside in non-metros. And given the gliding optimism over India’s growth prospects, the league of the ultra rich is expected to touch 348,000, with a combined net worth of Rs.415 trillion, by FY20. Looks like the wealthy are just getting better at their game.