WhatsApp Investment Fraud Steals ₹16 Lakh: What Went Wrong & How to Stay Safe

Outlook Business Desk

WhatsApp Fraud

A man from Bhuj lost over ₹16 lakh after being tricked by a WhatsApp investment scam. This case highlights the rising threat of digital financial fraud in India and growing online risks.

Scam Begins in April

The scam started on April 21 when Ajitsinh Jadeja was added to a WhatsApp group. The group shared stock tips and market commentary, gradually building trust and creating a false sense of credibility.

Fake Investment Link

On July 4, Jadeja received a WhatsApp link from an unknown contact, asking him to submit personal details and download an app promising stock market and IPO investment opportunities.

Repeated Fund Transfers

Between July 10 and August 21, Jadeja sent over ₹16 lakh in multiple installments to various bank accounts provided via the app and messages. Small initial profits encouraged him to invest larger amounts.

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False IPO Loan

The app displayed a fake ₹18 lakh loan after an alleged IPO allocation. When Jadeja tried to withdraw, the transaction failed. Scammers demanded an extra ₹9 lakh as a processing fee before releasing funds.

Complaint Filed Police

Realising the fraud, Jadeja contacted the national cyber helpline and filed a formal complaint. Police registered a case under the Indian Penal Code and Information Technology Act and began tracing involved accounts.

WhatsApp Scam Methods

The incident shows how WhatsApp scams exploit trust and deception. Scammers create professional-looking groups, provide fake tips, and lure victims into apps, manipulating users into sharing money and personal data.

Securing Digital Accounts

After the scam, Jadeja secured his phone and accounts by enabling two-step verification, app locks, group restrictions, encrypted backups, and disappearing messages, limiting further risk and protecting sensitive information.

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